CORE Credit Union: Privacy Notice and Disclosure

CORE Credit Union Privacy Notice and Disclosure

At CORE Credit Union, your privacy is a top priority. This notice describes how we protect the privacy of your personal information. Throughout this notice, the word "information" refers to personal information about you that may not be publicly available.

We collect information about you and our former members from the following sources:

Applications and other forms you submit to us;
Your transactions with us, our affiliates, or others;
Representations made by you to us;
Representations made by other people regarding an employment, credit, or other relationship with you; and consumer reporting agencies

We may disclose all of the information that we collect, as described above.

We may disclose information about you and our former members to the following types of third parties:

Financial service providers, such as those that provide mortgage, securities, credit card, and insurance companies
Non-financial companies such as retailers, airlines, direct marketers, consumer reporting agencies, data processors, check printers, plastic card processors, and government agencies;
Others such as nonprofit organizations.

We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we may have joint marketing agreements. To protect our members' privacy we only work with companies that agree to maintain strong confidentiality protections and limit the use of the information we provide. We do not permit these companies to sell to other third parties the information we provide them. We may disclose information about you under other circumstances as permitted or required by law.

We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal and state laws and regulations to guard your information.

Questions
If after reviewing this information you have questions, please contact us at:

(912) 764-9846 or 1-877-267-2673
or write to us at:

CORE Credit Union
P.O. Box 1987
Statesboro, GA 30459

If you prefer that we not disclose information about you to certain third parties, you may opt-out of those disclosures. This "opt-out" will not apply to disclosures that are permitted by law and will not apply to disclosures to certain companies that perform services on our behalf or to other financial institutions with which we have joint marketing agreements. To opt-out, you may exercise this right by:

Printing your name on the line below this statement and returning this notice to the Credit Union at P.O. Box 1987, Statesboro, GA 30459.

I, ____________________________, wish to exercise my opt-out rights pursuant to the Credit Union's Financial Privacy Policy.

___________________________ __________________________
Signature Signature

If two (2) or more individuals jointly obtain a Credit Union product or service, other than a loan, any joint consumer may opt-out separately. However, an opt-out direction by one joint consumer will apply to all joint consumers.